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ABOUT LOUIS RIOS

I’ve been helping families obtain homeownership for the last 25 years now. I know the importance of owning a home and take great pride in educating and preparing thousands of families to obtain their dreams of purchasing a home.

Clients choose to work with me and my team for our full-service professionalism, ethics, experience and expertise. Structuring a purchase or refinancing a current mortgage loan is a HUGE step and it’s important to meet with an experienced professional who will provide you with many loan options, who has a trusted team of colleagues that work tirelessly to hold your hand through the entire process  and make it their mission to close on time every time.

 My strong base of loyal repeat customers are just one of the reasons I have been so successful for over twenty years in this incredibly competitive sales environment. Among my repeat borrowers and valued clients are some of Dallas’s most influential individuals and investors. Quite simply, my team and I are trusted.

 My extensive knowledge of residential lending is unparalleled. Our clients have consistently sought my advice and trusted my judgement. We pride ourselves on giving all our clients the most precise and up-to-date feedback on the state of the market, its trends, comparable products while giving a realistic outlook on what they can expect to achieve in today’s market.

In addition to my success in the lending market, I have a beautiful wife of 26 years, 4 amazing children and one grandbaby. I’m proud that 2 others in my family have followed in my love of Real Estate. I am bilingual in Spanish and proud to have served our Country in the United States Navy.

My team offers expertise and services to clients in Plano, Prosper, Frisco, Allen, The Colony, Anna, McKinney, Dallas, Richardson, Little Elm, Celina, Van Alstyne, Wylie, Sherman, Sachse and throughout the entire state of Texas, as well as the rest of the USA.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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  • Property Tax $0
  • Homeowners Insurance $0
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Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

 

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